:root{color-scheme:light;--ink: #062836;--ink-soft: #244654;--blue: #0a3a4a;--blue-2: #1f566b;--teal: #237073;--sage: #8ea99f;--gold: #b99554;--paper: #fbfbf6;--white: #ffffff;--mist: #eef4f3;--line: #d8e2df;--shadow: 0 18px 45px rgba(6, 40, 54, .11);--shadow-soft: 0 10px 28px rgba(6, 40, 54, .08);--radius: 8px;--content: 1160px;--content-narrow: 760px;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,rgba(238,244,243,.7),transparent 420px),var(--paper);color:var(--ink);font-size:16px;line-height:1.65;text-rendering:optimizeLegibility}img{display:block;max-width:100%;height:auto}a{color:var(--blue-2);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:var(--teal)}:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.container{width:min(100% - 32px,var(--content));margin-inline:auto}.narrow{width:min(100% - 32px,var(--content-narrow));margin-inline:auto}.site-header{position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(216,226,223,.9);background:#fbfbf6f5;backdrop-filter:blur(16px)}.header-inner{display:flex;min-height:82px;align-items:center;justify-content:space-between;gap:18px}.brand{display:inline-flex;align-items:center;gap:12px;color:var(--ink);font-weight:800;text-decoration:none}.brand img{width:58px;height:58px;border:3px solid rgba(255,255,255,.9);border-radius:999px;box-shadow:0 10px 22px #06283621}.brand span{display:grid;line-height:1.1}.brand small{color:var(--ink-soft);font-size:.76rem;font-weight:600}.desktop-nav{display:flex;align-items:center;justify-content:flex-end;flex:1;gap:4px;min-width:0;overflow-x:auto;scrollbar-width:none}.desktop-nav::-webkit-scrollbar{display:none}.desktop-nav a,.mobile-nav a{border-radius:999px;color:var(--ink);font-size:.84rem;font-weight:700;padding:9px 10px;text-decoration:none;white-space:nowrap}.desktop-nav a:hover,.mobile-nav a:hover{background:var(--mist);color:var(--blue)}.mobile-nav{display:none}.header-cta{display:inline-flex;align-items:center;justify-content:center;min-height:40px;border:1px solid var(--blue);border-radius:999px;background:var(--ink);color:var(--white);font-size:.84rem;font-weight:800;padding:8px 13px;text-decoration:none;white-space:nowrap}.header-cta:hover{background:var(--blue-2);color:var(--white)}.mobile-nav summary{border:1px solid var(--line);border-radius:999px;cursor:pointer;font-weight:800;list-style:none;padding:8px 14px}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-panel{position:absolute;inset:76px 16px auto;display:grid;gap:8px;border:1px solid var(--line);border-radius:var(--radius);background:var(--white);box-shadow:var(--shadow);padding:16px}.alert{border-bottom:1px solid rgba(255,255,255,.2);background:var(--blue);color:var(--white)}.alert .container{display:flex;align-items:center;justify-content:center;gap:12px;padding:10px 16px;font-size:.92rem}.alert strong{color:#fff7dc}.hero{position:relative;overflow:hidden;padding:76px 0 66px}.hero:before{position:absolute;inset:0;z-index:-1;content:"";background:linear-gradient(135deg,rgba(10,58,74,.09),transparent 42%),linear-gradient(180deg,#ffffff85,#fbfbf600)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);gap:44px;align-items:center}.eyebrow{color:var(--teal);font-size:.78rem;font-weight:900;letter-spacing:0;text-transform:uppercase}h1,h2,h3{color:var(--ink);line-height:1.08;margin:0}h1{font-size:clamp(2.7rem,6vw,5.8rem);max-width:820px}h2{font-size:clamp(2rem,4vw,3.4rem)}h3{font-size:1.22rem}p{margin:0}.lead{color:var(--ink-soft);font-size:clamp(1.05rem,2vw,1.35rem);max-width:700px}.hero-copy{display:grid;gap:22px}.hero-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;max-width:760px;margin:12px 0 0;border:1px solid rgba(216,226,223,.95);border-radius:var(--radius);background:var(--line);overflow:hidden}.hero-stats div{display:grid;gap:5px;background:#ffffffb8;padding:16px}.hero-stats dt{color:var(--ink);font-weight:900}.hero-stats dd{margin:0;color:var(--ink-soft);font-size:.9rem;line-height:1.35}.hero-actions,.button-row{display:flex;flex-wrap:wrap;gap:12px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;border:1px solid var(--blue);border-radius:999px;background:var(--blue);color:var(--white);font-weight:800;padding:10px 18px;text-decoration:none}.button:hover{background:var(--ink);color:var(--white)}.button.secondary{background:transparent;color:var(--blue)}.button.secondary:hover{background:var(--mist);color:var(--ink)}.hero-card{border:1px solid var(--line);border-radius:var(--radius);background:var(--white);box-shadow:var(--shadow);overflow:hidden}.hero-media{position:relative;min-height:410px;background:radial-gradient(circle at 50% 30%,rgba(255,255,255,.95) 0 17%,transparent 18%),linear-gradient(145deg,rgba(35,112,115,.2),transparent 38%),linear-gradient(180deg,#d9ece9 0 47%,#f7f4ea 47% 100%)}.hero-media img{position:absolute;top:34px;left:50%;width:min(72%,328px);border:8px solid rgba(255,255,255,.94);border-radius:999px;box-shadow:0 20px 45px #06283638;transform:translate(-50%)}.river-lines{position:absolute;inset:auto 0 42px;display:grid;gap:14px;padding-inline:36px}.river-lines span{display:block;height:12px;border-radius:999px;background:var(--blue-2)}.river-lines span:nth-child(2){width:82%;margin-left:auto;background:var(--teal)}.river-lines span:nth-child(3){width:72%;background:var(--gold)}.hero-note{display:grid;gap:8px;border-top:1px solid var(--line);padding:22px}.section{padding:72px 0}.section.alt{background:var(--white)}.section-header{display:grid;grid-template-columns:minmax(0,.88fr) minmax(260px,.5fr);gap:28px;align-items:end;margin-bottom:28px}.section-header p{color:var(--ink-soft)}.grid{display:grid;gap:18px}.grid.cards{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{display:grid;gap:12px;min-height:100%;border:1px solid var(--line);border-radius:var(--radius);background:var(--white);color:var(--ink);padding:24px;text-decoration:none;transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}.card:hover{border-color:#23707373;box-shadow:var(--shadow);color:var(--ink);transform:translateY(-3px)}.card p{color:var(--ink-soft)}.feature-card{position:relative;overflow:hidden}.feature-card:before{width:48px;height:4px;border-radius:999px;background:var(--gold);content:""}.text-link{align-self:end;color:var(--blue);font-weight:850;text-decoration:none}.text-link:hover{color:var(--teal)}.editorial-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:18px}.image-card{position:relative;display:grid;grid-column:span 2;gap:12px;min-height:322px;border:1px solid rgba(216,226,223,.95);border-radius:var(--radius);background:var(--white);color:var(--ink);padding:20px;text-decoration:none;overflow:hidden;box-shadow:var(--shadow-soft)}.image-card:nth-child(1),.image-card:nth-child(6){grid-column:span 3}.image-card__visual{min-height:130px;border-radius:calc(var(--radius) - 2px);background:radial-gradient(circle at 22% 24%,rgba(255,255,255,.88) 0 12%,transparent 13%),linear-gradient(135deg,rgba(185,149,84,.24),transparent 36%),linear-gradient(160deg,#23707342,#0a3a4a1f),var(--mist)}.image-card:nth-child(2) .image-card__visual,.image-card:nth-child(5) .image-card__visual{background:repeating-linear-gradient(170deg,transparent 0 16px,rgba(10,58,74,.16) 17px 21px),linear-gradient(145deg,#8ea99f57,#ffffffa6)}.image-card:nth-child(3) .image-card__visual,.image-card:nth-child(4) .image-card__visual{background:radial-gradient(circle at 75% 22%,rgba(185,149,84,.34) 0 18%,transparent 19%),linear-gradient(145deg,#0a3a4a29,#ffffffb3),var(--mist)}.image-card p{color:var(--ink-soft)}.image-card:hover{border-color:#23707373;box-shadow:var(--shadow);color:var(--ink);transform:translateY(-3px)}.planner{display:grid;grid-template-columns:minmax(0,.72fr) minmax(320px,1fr);gap:32px;align-items:center;border:1px solid rgba(216,226,223,.95);border-radius:var(--radius);background:linear-gradient(135deg,rgba(10,58,74,.06),transparent 42%),var(--white);box-shadow:var(--shadow-soft);padding:34px}.planner-copy{display:grid;gap:14px}.planner-copy p:not(.eyebrow){color:var(--ink-soft)}.planner-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.planner-grid a{display:grid;gap:5px;min-height:92px;border:1px solid var(--line);border-radius:var(--radius);background:#ffffffc7;color:var(--ink);padding:16px;text-decoration:none}.planner-grid a:hover{border-color:var(--teal);background:var(--mist)}.planner-grid span{color:var(--ink-soft);font-size:.92rem}.audience-panel{display:grid;gap:8px}.homepage-flow{gap:36px}.card .meta{color:var(--teal);font-size:.78rem;font-weight:900;text-transform:uppercase}.quick-links{display:flex;flex-wrap:wrap;gap:10px}.quick-links a{border:1px solid var(--line);border-radius:999px;background:var(--white);color:var(--ink);font-weight:800;padding:9px 14px;text-decoration:none}.quick-links a:hover{border-color:var(--teal);background:var(--mist)}.trust-panel{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;border:1px solid var(--line);border-radius:var(--radius);background:var(--line);overflow:hidden}.trust-panel div{display:grid;gap:8px;background:var(--white);padding:20px}.page-hero{padding:54px 0 34px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px;color:var(--ink-soft);font-size:.9rem}.breadcrumbs a{color:var(--ink-soft);text-decoration:none}.article{display:grid;gap:34px;padding-bottom:70px}.article-body{display:grid;gap:22px;color:var(--ink-soft);font-size:1.06rem}.article-body h2{color:var(--ink);font-size:1.75rem;margin-top:10px}.article-body h3{color:var(--ink);margin-top:8px}.article-body ul{margin:0;padding-left:1.2rem}.article-body li+li{margin-top:8px}.editorial-meta{display:flex;flex-wrap:wrap;gap:10px;color:var(--ink-soft);font-size:.92rem}.pill{border:1px solid var(--line);border-radius:999px;background:var(--white);padding:7px 12px}.faq{display:grid;gap:10px}.faq details{border:1px solid var(--line);border-radius:var(--radius);background:var(--white);padding:16px 18px}.faq summary{cursor:pointer;font-weight:850}.source-note{display:grid;gap:10px;border-left:4px solid var(--gold);background:var(--white);padding:18px}.newsletter{display:grid;gap:16px;border:1px solid var(--line);border-radius:var(--radius);background:var(--blue);color:var(--white);padding:24px}.newsletter h2,.newsletter h3{color:var(--white)}.newsletter form{display:flex;flex-wrap:wrap;gap:10px}.newsletter input{flex:1 1 230px;min-height:44px;border:1px solid rgba(255,255,255,.36);border-radius:999px;background:#ffffff1f;color:var(--white);padding:10px 14px}.newsletter input::placeholder{color:#ffffffbd}.directory-meta{display:flex;flex-wrap:wrap;gap:8px;color:var(--ink-soft);font-size:.9rem}.site-footer{border-top:1px solid var(--line);background:var(--ink);color:#ffffffd1;padding:52px 0 30px}.site-footer a{color:var(--white)}.footer-grid{display:grid;grid-template-columns:1.4fr .9fr .9fr 1fr .8fr;gap:28px}.footer-nav{display:grid;gap:8px}.footer-logo{display:flex;align-items:center;gap:12px;color:var(--white);font-weight:900}.footer-logo img{width:58px;height:58px;border:3px solid rgba(255,255,255,.88);border-radius:999px}.footer-note{color:#ffffffad;font-size:.92rem}.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;margin-top:34px;border-top:1px solid rgba(255,255,255,.14);padding-top:18px;color:#ffffffad;font-size:.9rem}@media (max-width: 900px){.desktop-nav,.header-cta{display:none}.mobile-nav{display:block}.hero-grid,.hero-stats,.planner,.section-header,.grid.cards,.grid.two,.trust-panel,.footer-grid{grid-template-columns:1fr}.editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.image-card,.image-card:nth-child(1),.image-card:nth-child(6){grid-column:span 1}.hero{padding-top:42px}.hero-media{min-height:340px}}@media (max-width: 560px){.container,.narrow{width:min(100% - 24px,var(--content))}.brand small{display:none}.brand img{width:46px;height:46px}h1{font-size:2.55rem}.editorial-grid,.planner-grid{grid-template-columns:1fr}.planner{padding:22px}.hero-media img{width:230px}.mobile-panel{inset-inline:12px}}